The Growth of Digital Payments in India India is witnessing a rapid transformation towards a cashless economy, with digital transactions growing exponentially. In 2023 alone, there were 2.9 billion credit…
How Does PayU FlashPay Enable Secure Payments?
Let’s Talk Scale, 2 Takes | Scaling Fitness, Two Founders, Different Playbooks
How do you scale a fitness brand when your growth depends on your customer’s consistency? Akshay Verma, Co-founder of Fitpass, and Sahil Bansal, Co-founder of Fitelo, saw the same problem….
UPI MDR 2026: What the New 0.4% Charge Means for Businesses
NPCI’s new UPI MDR takes effect October 15, 2026: a 0.4% charge on P2M payments above ₹2,000. Here’s what it means for your settlements, pricing, and payouts. If you accept…
What Is a Recurring Payment? Business Guide
Subscriptions, memberships and repeat deliveries need a reliable recurring payment method to collect money over time. A fresh checkout every cycle can create missed due dates and operational work. A…
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What Is a Payment Settlement? Settlement Cycles & Timelines
A customer can receive a “payment successful” message while the merchant has not yet received that money in its bank account. This is normal: payment authorization and merchant settlement are…
Designing AI Sovereignty
AI sovereignty in fintech – and the resilience blueprint to get there. I’ve spent about a decade shipping software, and I’ve watched us make the same mistake with every new…
UPI Payment Gateway: How Does It Work for Businesses?
For a business, accepting UPI payments involves more than displaying a UPI ID. The payment must be connected to an order, verified reliably and later matched with settlement and refund…
Improve the Checkout Experience and Reduce Cart Abandonment
A shopper who adds a product to the cart has shown intent, but the sale is not complete. Unexpected costs, forced registration, confusing forms, limited payment choices, slow pages, and…
The Pivot Story: How Sudathi Turned First-Time Buyers into Repeat Customers
Most fashion brands manufacture their own products. Sudathi sources directly from the local Surat market. Sudathi started in Surat in September 2023 with a simple idea. Make ethnic fashion fast,…
Agentic AI for Architectural Refactoring: How PayU Consolidated Its Distributed Bill-Payments Platform
Rethinking the Microservices Trade-off Microservices are the industry standard for scale, and for good reason: independent domains, autonomous teams shipping on their own cadence, and clean bounded contexts justify the…