The Growth of Digital Payments in India India is witnessing a rapid transformation towards a cashless economy, with digital transactions growing exponentially. In 2023 alone, there were 2.9 billion credit…
How Does PayU FlashPay Enable Secure Payments?
Let’s Talk Scale: 2 Takes | Scaling Pet Care: Two Founders, Different Playbooks
What does it take to build a pet care brand that lasts? Akshay Gupta, Founder of Benny’s Bowl, and Kunal, Founder of Goofy Tails, have built businesses in the pet care…
Payment Drop-Off: Causes & Ways to Improve Checkout
A customer reaches your payment page but never completes the order. Sometimes they change their mind. Sometimes a confusing form, missing payment option or unclear transaction result gets in the…
Let’s Talk Scale: 2 Takes | Scaling Travel: Two Founders, Different Playbooks
How do you build a travel business for how India actually travels? Ritwik Khare, Founder of Elivaas, and Pranav Dangi, Founder of The Hosteller, have taken very different paths and built businesses meant to…
PayFac vs Payment Aggregator vs Payment Gateway: Differences
Choosing a payments partner becomes easier when you understand what each provider actually does. A payment facilitator may manage relationships with several merchants. A payment aggregator collects customer payments and…
From Bookings to Payments, Every Travel Payment Confirmed with PayU
Peak travel season is almost here, and every traveller is waiting for one word: Confirmed! The PNR. The booking. The tickets. All confirmed. Seeing this notification on the screen turns…
Let’s Talk Scale, 2 Takes | Scaling Fitness, Two Founders, Different Playbooks
How do you scale a fitness brand when your growth depends on your customer’s consistency? Akshay Verma, Co-founder of Fitpass, and Sahil Bansal, Co-founder of Fitelo, saw the same problem….
UPI MDR 2026: What the New 0.4% Charge Means for Businesses
NPCI’s new UPI MDR takes effect October 15, 2026: a 0.4% charge on P2M payments above ₹2,000. Here’s what it means for your settlements, pricing, and payouts. If you accept…
What Is a Recurring Payment? Business Guide
Subscriptions, memberships and repeat deliveries need a reliable recurring payment method to collect money over time. A fresh checkout every cycle can create missed due dates and operational work. A…
What Is a Payment Settlement? Settlement Cycles & Timelines
A customer can receive a “payment successful” message while the merchant has not yet received that money in its bank account. This is normal: payment authorization and merchant settlement are…
Designing AI Sovereignty
AI sovereignty in fintech – and the resilience blueprint to get there. I’ve spent about a decade shipping software, and I’ve watched us make the same mistake with every new…