The Growth of Digital Payments in India India is witnessing a rapid transformation towards a cashless economy, with digital transactions growing exponentially. In 2023 alone, there were 2.9 billion credit…
How Does PayU FlashPay Enable Secure Payments?
UPI at 10: The Infrastructure That Rewired India
The Coconut Seller A coconut seller on a highway outside Pune had run his business the same way for decades: cash in hand, change in pocket, no paperwork. When customers didn’t have…
Agentic AI at Payment Scale: How PayU Modernized Payments Verification Without Losing Legacy Behavior
A single verify-payment call sounds simple — until it sits on the critical path of billions of payment checkouts. Behind that one call lived six different encryption schemes, hundreds of…
No More Waiting for Traditional OTP: PayU Enables Biometric Authentication for Axis Bank Payments on Flipkart
Think about the last time you shopped for something on the Flipkart app and paid online. You tap the pay button, and then a long payment process begins. From entering…
How to Accept International Payments for Small Businesses Amid India’s $714.73 Billion Export Opportunity
For many small businesses in India, selling abroad is no longer a distant dream. A freelancer may work with a client in the US, a small fashion brand may get…
Which Payment Methods Should Every E-commerce Store Offer?
Running an online store is not just about having great products. A big part of the equation is making sure customers can actually pay you, easily, quickly, and without worry….
Omnichannel Payments: How They Work and Why You Need Them in 2026
The way people shop has changed fundamentally. A customer may discover a product on their phone, research it on a laptop, and complete the purchase in-store — all as part…
What Is an EEFC Account? Benefits and Eligibility for Exporters
Indian exporters can receive payments in international currency. The problem arises after the payment is received. If all receipts are converted into INR right away, the company may incur additional…
What Is a Merchant ID (MID) in Payment Gateways?
When a customer pays online, the payment may look instant from the outside. But behind that simple checkout screen, the money moves through banks, card networks, payment processors, and settlement…
UPI Autopay vs eNACH: Choosing the Right Option for Your Business
Indian businesses are moving from one-time collections to repeat billing as digital payments become more deeply embedded in everyday transactions. NPCI’s total transaction volumes grew 33% year-on-year in FY2025, rising…
Payment Links vs Checkout Pages: Key Differences Explained
A lot of Indian businesses do not sell through just one fixed channel anymore. Orders may come through WhatsApp, Instagram DMs, phone calls, invoices, websites or repeat customer requests. In…