The Growth of Digital Payments in India India is witnessing a rapid transformation towards a cashless economy, with digital transactions growing exponentially. In 2023 alone, there were 2.9 billion credit…
How Does PayU FlashPay Enable Secure Payments?
The Pivot Story: The Decision That Built Soulflower
Ten years ago, rosemary essential oil wasn’t something Indian shoppers were looking for. Natasha Tuli made sure that changed and built Soulflower around it. Soulflower started 20 years ago with a vision to make people’s lives happier. Back then, Natasha made candles…
Payment Gateway Guide for Small Businesses and Startups
For a small business, collecting money should not become harder than making the sale. A payment gateway helps businesses accept payments through UPI, cards, net banking, wallets and payment links….
Subscription Billing Challenges in India and How Global Businesses Can Solve Them
If you’re a global business running a subscription billing operation in India, you’ve probably come across several pain points. These include renewals that silently fail, OTP screens that lose customers…
MDR Charges-Meaning, Components & Cost Control for Merchants
What Are MDR Charges? MDR charges, or Merchant Discount Rate charges, are fees that a merchant may pay for accepting digital payments such as cards, wallets, UPI-linked flows, or other…
The Pivot Story: How Inc.5 Rebuilt From Zero
Inc.5 started in a small 100 sq. ft. store in 1998. Today it’s scaled to 90+ stores nationwide, becoming a trusted name in fashion-forward footwear and bags. What got them there? Blending comfort, craftsmanship, with new styles hitting shelves every 15 days to a…
What Is a High Risk Merchant Account?
A high risk merchant account is a payment acceptance setup for a business that a payment provider, acquiring bank, or payment gateway considers more exposed to chargebacks, fraud, regulatory checks,…
Payment Reconciliation: How Merchants Can Automate It
What is Payment Reconciliation? Payment reconciliation is the process of matching payment records across customer orders, payment gateway transactions, bank settlements, refunds, chargebacks, taxes, and accounting entries. It helps merchants…
Why UPI Is Essential for Global Companies Entering India
UPI is essential for global companies entering India because it has become the primary mode of payment for Indian consumers. Any business selling into India without UPI at checkout is…
3D Secure Authentication: Guide for Indian Merchants
What is 3D Secure Authentication? 3D Secure authentication is an additional cardholder verification layer used in online card payments. It helps confirm that the person making a card-not-present transaction is…
Top Features Every Business Should Look for in a Payment Gateway
A payment gateway is not only a tool for collecting money online. It affects payment success, checkout speed, refunds, customer trust, reporting and how easily a business can grow across…