PayU Guides Blog: How-To Articles & Step-by-Step Tutorials

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UPI AutoPay Mandate: How to Enable for Subscriptions

Posted byby Akshay Chavan
August 12, 2026
4 minute read

What is a UPI AutoPay mandate? A UPI AutoPay mandate is a customer authorization that allows recurring debits through the UPI ecosystem. It is designed for use cases such as…

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Turn AI Chats into Revenue with PayU’s Agentic Commerce Rails

Posted byby Nikita Ekka
August 11, 2026
2 minute read

Did you know 83% of Indians rely on AI for shopping decisions, as per ET BrandEquity? Customers now simply ask AI what to buy. It shortlists options, builds confidence, and the decision is made…

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Why Secure Online Payments Matter for Customer Trust

Posted byby Akshay Chavan
August 11, 2026
6 minute read

Customers are more likely to complete a purchase when the payment page feels safe. A secure payment gateway helps protect card, UPI, wallet and net banking transactions while giving buyers…

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UPI Fraud Prevention: Ways to Protect Your Business from Scams

Posted byby Akshay Chavan
August 7, 2026
6 minute read

UPI has made payments faster for Indian businesses, but it has also made fraud attempts quicker and harder to spot. While NPCI data states that UPI had over 22,641 million…

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Payment Gateway Guide for Small Businesses and Startups

Posted byby Akshay Chavan
August 6, 2026
6 minute read

For a small business, collecting money should not become harder than making the sale. A payment gateway helps businesses accept payments through UPI, cards, net banking, wallets and payment links….

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MDR Charges-Meaning, Components & Cost Control for Merchants

Posted byby Akshay Chavan
July 31, 2026
5 minute read

What Are MDR Charges? MDR charges, or Merchant Discount Rate charges, are fees that a merchant may pay for accepting digital payments such as cards, wallets, UPI-linked flows, or other…

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What Is a High Risk Merchant Account?

Posted byby Akshay Chavan
July 30, 2026
5 minute read

A high risk merchant account is a payment acceptance setup for a business that a payment provider, acquiring bank, or payment gateway considers more exposed to chargebacks, fraud, regulatory checks,…

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Payment Reconciliation: How Merchants Can Automate It

Posted byby Akshay Chavan
July 29, 2026
4 minute read

What is Payment Reconciliation? Payment reconciliation is the process of matching payment records across customer orders, payment gateway transactions, bank settlements, refunds, chargebacks, taxes, and accounting entries. It helps merchants…

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3D Secure Authentication: Guide for Indian Merchants

Posted byby Akshay Chavan
July 27, 2026
5 minute read

What is 3D Secure Authentication? 3D Secure authentication is an additional cardholder verification layer used in online card payments. It helps confirm that the person making a card-not-present transaction is…

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Top Features Every Business Should Look for in a Payment Gateway

Posted byby Akshay Chavan
July 24, 2026
7 minute read

A payment gateway is not only a tool for collecting money online. It affects payment success, checkout speed, refunds, customer trust, reporting and how easily a business can grow across…

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