PayU Guides

UPI has made payments faster for Indian businesses, but it has also made fraud attempts quicker and harder to spot. While NPCI data states that UPI had over 22,641 million…

What Are MDR Charges? MDR charges, or Merchant Discount Rate charges, are fees that a merchant may pay for accepting digital payments such as cards, wallets, UPI-linked flows, or other…

A high risk merchant account is a payment acceptance setup for a business that a payment provider, acquiring bank, or payment gateway considers more exposed to chargebacks, fraud, regulatory checks,…

What is Payment Reconciliation? Payment reconciliation is the process of matching payment records across customer orders, payment gateway transactions, bank settlements, refunds, chargebacks, taxes, and accounting entries. It helps merchants…

What is 3D Secure Authentication? 3D Secure authentication is an additional cardholder verification layer used in online card payments. It helps confirm that the person making a card-not-present transaction is…

A payment gateway is not only a tool for collecting money online. It affects payment success, checkout speed, refunds, customer trust, reporting and how easily a business can grow across…

Online payments are no longer only for large businesses with tech teams. A small store, coaching class, consultant, home baker, event organiser or service provider can also start collecting payments…