PayU Guides

What is Payment Reconciliation? Payment reconciliation is the process of matching payment records across customer orders, payment gateway transactions, bank settlements, refunds, chargebacks, taxes, and accounting entries. It helps merchants…

What is 3D Secure Authentication? 3D Secure authentication is an additional cardholder verification layer used in online card payments. It helps confirm that the person making a card-not-present transaction is…

A payment gateway is not only a tool for collecting money online. It affects payment success, checkout speed, refunds, customer trust, reporting and how easily a business can grow across…

Online payments are no longer only for large businesses with tech teams. A small store, coaching class, consultant, home baker, event organiser or service provider can also start collecting payments…

A slow or confusing checkout can make customers leave even after they have decided to buy. For ecommerce brands, checkout experience is not only a design issue. It affects completed…

Cart abandonment is one of the biggest revenue leaks for online merchants in India. A customer adds items, reaches checkout, sees the total and leaves. Often, it is not that…

Choosing between IMPS, NEFT, and RTGS depends on how urgent the transfer is, how much money needs to move, what limits apply to your bank account, and how the payment…

NEFT and RTGS are two RBI-operated bank transfer systems used for account-to-account payments in India. For businesses, the right choice depends on transfer value, urgency, settlement expectations, bank charges, account…

International wire transfers are commonly used when businesses need to send money across borders for supplier payments, overseas invoices, treasury movements, or other bank-account transfers. Before initiating one, finance and…