PayU Guides

RTGS is a real-time bank transfer system used for high-value payments in India. Businesses often use it when the transfer amount is large, the payment is urgent, or the finance…

IMPS charges matter when you need an instant bank transfer but want to avoid avoidable fees. For businesses, the question is not only whether a transfer will go through, but…

RTGS timings matter when you need to move a high-value payment without waiting for the next working day. In India, the RTGS system is available 24x7x365, including weekends and bank…

ACH vs wire transfer is a practical payment decision for merchants that need to balance speed, cost, reversibility, reconciliation, customer experience, and cross-border requirements. This guide explains the difference between…

RTGS charges in India depend on the bank, transaction channel, account type, and transfer amount. For businesses, the cost question is only one part of the decision: RTGS should also…

An escrow account is used to hold money until agreed-upon conditions are met. For online businesses, this matters because customer payments, marketplace settlements, refunds, disputes, and compliance checks often depend…

NEFT is available across India through RBI’s round-the-clock settlement system, but the way customers initiate a transfer can still depend on the bank channel they use. Online and mobile banking…

Static QR codes are free, fixed, and typically appropriate for any small business that wants to receive UPI payments without a billing system. Dynamic QR codes, on the other hand,…

Every failed transaction is a lost sale, and in India, this happens more often than most merchants realise. The most effective way to reduce payment failure rate is to address…

IMPS, or Immediate Payment Service, is an instant bank-transfer service in India. It allows customers to send money from one bank account to another through participating banks, usually through mobile…