PayU Guides

ACH vs wire transfer is a practical payment decision for merchants that need to balance speed, cost, reversibility, reconciliation, customer experience, and cross-border requirements. This guide explains the difference between…

An escrow account is used to hold money until agreed-upon conditions are met. For online businesses, this matters because customer payments, marketplace settlements, refunds, disputes, and compliance checks often depend…

NEFT is available across India through RBI’s round-the-clock settlement system, but the way customers initiate a transfer can still depend on the bank channel they use. Online and mobile banking…

Static QR codes are free, fixed, and typically appropriate for any small business that wants to receive UPI payments without a billing system. Dynamic QR codes, on the other hand,…

Every failed transaction is a lost sale, and in India, this happens more often than most merchants realise. The most effective way to reduce payment failure rate is to address…

IMPS, or Immediate Payment Service, is an instant bank-transfer service in India. It allows customers to send money from one bank account to another through participating banks, usually through mobile…

MDR, or Merchant Discount Rate, is a common term in digital payments. If your business accepts cards, UPI, wallets, net banking, EMI, BNPL, or other online payment modes, MDR may…

NEFT charges in India depend mainly on the bank, the payment channel, the account type, and the transaction amount. The simple answer is: online NEFT is generally free for savings…