How do you build a travel business for how India actually travels? Ritwik Khare, Founder of Elivaas, and Pranav Dangi, Founder of The Hosteller, have taken very different paths and built businesses meant to…
PayFac vs Payment Aggregator vs Payment Gateway: Differences
Choosing a payments partner becomes easier when you understand what each provider actually does. A payment facilitator may manage relationships with several merchants. A payment aggregator collects customer payments and…
From Bookings to Payments, Every Travel Payment Confirmed with PayU
Peak travel season is almost here, and every traveller is waiting for one word: Confirmed! The PNR. The booking. The tickets. All confirmed. Seeing this notification on the screen turns…
Let’s Talk Scale, 2 Takes | Scaling Fitness, Two Founders, Different Playbooks
How do you scale a fitness brand when your growth depends on your customer’s consistency? Akshay Verma, Co-founder of Fitpass, and Sahil Bansal, Co-founder of Fitelo, saw the same problem….
UPI MDR 2026: Latest Update on the Proposed 0.4% Charge
NPCI has deferred the UPI MDR rollout until after Diwali, but the 0.4% charge on P2M payments above ₹2,000 has not been cancelled. Here’s what it means for your settlements,…
What Is a Recurring Payment? Business Guide
Subscriptions, memberships and repeat deliveries need a reliable recurring payment method to collect money over time. A fresh checkout every cycle can create missed due dates and operational work. A…
What Is a Payment Settlement? Settlement Cycles & Timelines
A customer can receive a “payment successful” message while the merchant has not yet received that money in its bank account. This is normal: payment authorization and merchant settlement are…
Designing AI Sovereignty
AI sovereignty in fintech – and the resilience blueprint to get there. I’ve spent about a decade shipping software, and I’ve watched us make the same mistake with every new…
UPI Payment Gateway: How Does It Work for Businesses?
For a business, accepting UPI payments involves more than displaying a UPI ID. The payment must be connected to an order, verified reliably and later matched with settlement and refund…
Improve the Checkout Experience and Reduce Cart Abandonment
A shopper who adds a product to the cart has shown intent, but the sale is not complete. Unexpected costs, forced registration, confusing forms, limited payment choices, slow pages, and…