What are PayU’s payment gateway charges?

PayU follows a transparent Pay-as-you-use model, 2% for domestic cards, net banking, wallets, BNPL and 3% for EMI, Amex, Diners & international transactions. GST applicable extra.

How much does PayU charge for UPI transactions?

UPI P2P transactions have zero MDR as per government guidelines. For merchant UPI categories, pricing varies by business type and volume.

Are there any setup or maintenance fees?

No. PayU charges no setup, onboarding, or annual fees.

How do settlement cycles work?

Standard settlement is T+2. Same-day and Priority Settlements are available based on business categories.

Can I get custom pricing for my business?

Yes. Businesses with higher volumes or enterprise needs to get custom pricing slabs.

What factors affect payment gateway charges?

Payment mode, industry type, risk profile, transaction volume, value-added features, and processing requirements.

Are international transactions priced differently?

Yes. International card transactions fall under the 3% slab.

Does PayU charge extra for settlement acceleration?

Priority or same-day settlements may have a nominal fee based on your business profile.

Payment gateway charges in India - Transparent Pricing for your business

Pay as you use

Transparent pricing that suits your business

2%

for Visa, Mastercard, Net Banking, BNPL, Wallets

only domestic transactions

3%

for Diners, American Express, EMI, International transactions

18% GST applicable on all transactions

No set-up fee
Pay only for what you use

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Why PayU? A Smarter Choice for Your Payment Needs

Choosing the right payment partner impacts your revenue, success rates, and customer experience. PayU offers a transparent pricing model backed by high-performance technology trusted by 4.5 lakh+ businesses. Key highlights:

Transparent payment gateway charges with zero hidden fees

150+ payment modes including Cards, UPI, EMI, BNPL & Wallets

Industry-leading success rates powered by intelligent routing

Fast, secure, PCI-DSS compliant payment infrastructure

Seamless checkout to improve conversion and reduce drop-offs

Easy integration with plugins, APIs, SDKs & no-code tools

How PayU Helps Businesses Reduce Payment Processing Costs

PayU is built to minimize your overall cost of payments. From fewer failed transactions to lower operational overheads. You only pay for successful transactions. How PayU reduces costs:

No setup or maintenance fees; pay only for completed transactions

Intelligent routing reduces retries and failed payments

Instant Refunds lower support and operational costs

Priority Settlements help optimize cash flow at scale

Token Hub prevents repeated KYC & reduces compliance overhead

Risk management tools cut chargeback and fraud-related losses

Custom Payment Gateway Charges for Growing Businesses & Enterprises

Every business grows differently. PayU offers custom pricing tailored to transaction volumes, industry type, and business requirements, ensuring you get the most competitive MDR slabs. Benefits of custom pricing:

Tailored pricing based on volume, industry, and business model

Lower MDR options for high-volume or enterprise merchants

Dedicated account manager for onboarding & optimization

Custom workflows, APIs & checkout experiences

Priority merchant support and faster issue resolution

One of the lowest payment gateway charges in the industry

Ready to accelerate your business?

Sign up now & give your customers the best payments experience.

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*PayU reserves the right to change or modify pricing at any point based on its own discretion.

Pay as you use