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PayU Native OTP
Native OTP for Smoother Card Payment Authentication
PayU Native OTP helps eligible card payments complete OTP authentication within the checkout experience, reducing redirect friction where issuer, network, and integration support is available.
Native OTP Features For Card Checkou
Zero-redirect payment experience
Enable retry and resend OTP
Reduce transaction drops
Enable Auto-Read & Auto-Submit OTP
How Native OTP Works
| Step | Customer experience |
|---|---|
| 1 | Customer enters or selects card details at checkout |
| 2 | OTP authentication is triggered for eligible transactions |
| 3 | Customer enters OTP within the checkout flow where Native OTP is supported |
| 4 | Payment is authenticated and confirmed, or routed through an approved fallback flow if Native OTP is unavailable |
Change card payments experience for your business
Offer better customer experience with zero redirects
E-commerce
Sell products/services easily with no transaction drops in the process
Edtech
Teach stress free while we ensure successful fee payments
OTT Platforms
Lose no subscribers due to the hassle of re-entering payment details
Gaming
Ensure your in-app purchases are as smooth as your games
Sign Up to PayU
Complete your profile and link your bank account to start collecting payments
Enable PayU Payment Gateway
Integrate your business with PayU payment gateway and start collecting payments
Request for Native OTP
Email us at support@payu.in or reach out to your respective Account Manager
