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AI-Saas Global Payments
International Payment Gateway for AI & SaaS | PayU
India leads the world with 59% of global AI deployment volume. Unlock this market today. PayU Payment Gateway gives you seamless, secure, and scalable payment solutions for both domestic and international payment gateway needs in India. PayU handles every transaction with ease. Capture this revenue today with PayU.
Your Indian Users Are Ready to Pay. Your Payment Stack Isn't.
India has 500M+ active digital payment users — and they don't pay the way your current checkout expects.
18 billion+ UPI transactions per month, more than Visa processes globally. UPI is how India pays, including for subscriptions.
India accounts for nearly 50% of global real-time digital payments, the highest of any single country.
Major global platforms have added UPI and INR pricing specifically because USD checkout was killing India conversion.
The gap isn't market size. It's infrastructure. International payment gateways weren't built for UPI Autopay mandates, INR subscriptions, or RBI-regulated recurring billing, so your India revenue stays unrealized while the market grows around it. <br>PayU closes that gap.
Why Your Current Payment Stack Loses Money in India
No UPI Autopay supportUPI drives 85% of India's digital payments. Without mandate support, your subscription checkout excludes the majority of how Indians pay.
75–80% auth rates on foreign rails1 in 4 card transactions fails silently. That's involuntary churn you never see in your dashboard.
RBI non-complianceIndia mandates specific e-mandate flows and pre-debit notifications for recurring billing. Non-compliant checkouts are declined at the bank level, automatically.
USD pricingIndian users convert significantly better in INR. USD plans face both psychological drop-off and hard declines from international transaction limits.
No local entity = no INR settlementMost global gateways can't collect INR and settle offshore without an Indian legal entity. PayU can.
Collect Payments from India. No Indian Entity Needed.
No matter what payment method your customers prefer, PayU ensures that every payment is accepted. Offer India's most-used payment methods. Whether it’s UPI, Net Banking, Cards, and settle directly to your offshore bank account within 2 days. PayU supports all major payment methods. Delight your customers with multiple payment options, ensuring a smooth and easy checkout process every time.
Start Selling Without a Local EntityOur RBI-licensed PACB stack lets you start collecting from Indian users with just a live website. No local bank account. No registered address in India.
UPI, Net Banking & 20+ Payment ModesAccept UPI, Net Banking, and Cards, all through a single integration built for Indian consumers.
Best Success RatesIncrease payment approvals with local acquiring and real-time routing for higher card and UPI success rates.
T+2 Offshore SettlementSettle offshore in your preferred currency within T+2. No operational overhead.
Subscriptions & Auto-RenewalsLaunch recurring billing across Cards SI, UPI Autopay, and eNACH with automated retries and seamless renewals built in.
API-First Stack100% API-driven, fully customizable tech stack. Built for teams who move fast.
Request for Cross-Border Payments
Share your contact details and get a callback
Submit KYC
Complete your profile and link your bank account to start accepting payments
Enable PayU Payment Gateway
Get access to the dashboard and integrate your business with our APIs
RBI-Compliant. Globally Certified. Built for Scale.
RBI-licensed for cross-border payment acceptanceRBI recurring payment compliant, full e-mandate framework including pre-debit notifications and user consent flows
PCI-DSS Level 1Highest card security certification globally
Card tokenizationRBI-mandated token-based card storage for secure recurring billing, no raw card data stored
Data localization compliantAll Indian transaction data stored in India per RBI requirements ISO 27001 certified information security management
Trust the Leader in Indian Payments
Proven results from a global SaaS leader: "Unlocked the full potential of the Indian market while maintaining our global operational structure." PayU is India's trusted payment gateway for global businesses. It boosts transaction success, keeps recurring revenue stable, cuts churn, and simplifies payment operations across markets.
Superior Success RatesAchieve a massive uplift in transaction success compared to foreign acquiring rails. PayU's local acquiring network is built specifically for India, meaning fewer declines, less friction, and more payments going through the first time. For businesses handling cross border payments in India, higher approval rates mean more revenue captured on every single transaction.
Stability for Recurring RevenueEliminate subscription failures using optimized local recurring payment mastery. As a dedicated subscription payment gateway in India, PayU supports e-NACH, UPI AutoPay API, and card-based mandates, keeping billing cycles uninterrupted. No more silent revenue drops from failed renewals. PayU keeps recurring payments in India running so businesses can focus on growth, not failed billing cycles.
Reduced ChurnMinimize involuntary churn through ML-driven retries and local acquiring optimization. Most churn is not intentional. It happens because a payment fails and no one catches it in time. PayU is the go-to payment gateway for SaaS businesses, automatically re-attempting failed payments at the right time, using the right method, reducing cancellations without any manual effort.
Operational ExcellenceStreamline global-local alignment with unified dashboards and automated reporting. Managing payments across multiple markets creates blind spots and reporting gaps. PayU eliminates both with real-time transaction visibility across all markets in one platform. Less manual work, faster decisions, and complete control over your global payment operations.
Entering India?
Start by accepting payments the right way with PayU
Frequently Asked Questions
What is the settlement cycle that PayU offers?
Is there any limit on the transaction amount for goods/services?
What are the supporting transaction documents required to process settlement?
What is the settlement fund flow?
Is PayU allowed to offer this product under Indian regulations?