Banned Restricted Category list:
|
S.No. |
Description / Key Items |
MCC Code(s) |
|
1 |
Gambling which includes lottery tickets, sports bets, memberships/ enrolment in online gambling sites, and related content. All gaming activities which deal with games of chance; |
5816 |
|
2 |
Adult goods and services which includes pornography and other sexually suggestive materials (including literature, imagery and other media); sex shops; escort or prostitution services; including website access and/or website memberships of pornography or illegal sites; |
5967 |
|
3 |
Hallucinogenic substances, illegal drugs, drug accessories, herbal drugs (salvia, magic mushrooms) |
No MCC available |
|
4 |
Drug cleansing shakes, urine test additives, related items |
5912 |
|
5 |
Unlicensed foreign exchange currency merchants |
No MCC available |
|
6 |
Pornographic materials involving minors |
5967 |
|
7 |
Mod chips / devices designed to circumvent copyright protection |
No MCC available |
|
8 |
Unauthorized copies of books, music, movies, and other protected materials |
No MCC available |
|
9 |
Unauthorized copies of software, video games; OEM/bundled software |
No MCC available |
|
10 |
Replicas/imitations of designer goods; fake autographs/stamps; goods without required celebrity endorsement |
No MCC available |
|
11 |
Organs or other human body parts |
No MCC available |
|
12 |
Devices to obtain cable/satellite signals for free |
No MCC available |
|
13 |
Email lists, software, or products enabling spam / unsolicited email messages |
No MCC available |
|
14 |
Manuals, guides, equipment enabling illegal access to software, servers, websites or protected property |
No MCC available |
|
15 |
Unlicensed exchange houses, remittance agents or individuals in jurisdictions requiring license |
No MCC available |
|
16 |
Materials, products or information promoting illegal goods or enabling illegal acts |
No MCC available |
|
17 |
Literature/products defaming persons or groups by race, ethnicity, religion, sex; inciting violence or hatred |
No MCC available |
|
18 |
Crime scene photos; items/personal belongings associated with criminals |
No MCC available |
|
19 |
Explosives, fireworks; toxic, flammable and radioactive materials (beyond restricted category) |
No MCC available |
|
20 |
Plants, animals or organisms (incl. product derivatives) in danger of extinction |
No MCC available |
|
21 |
Cigarettes, cigars, chewing tobacco and related products |
5993 |
|
22 |
Radar detectors/jammers, license plate covers, traffic signal changers and related products |
No MCC available |
|
23 |
Firearms, ammunition, knives, brass knuckles, gun parts and other armaments |
5723 |
|
24 |
Live animals; hides, skins, teeth, nails and other animal parts |
No MCC available |
|
25 |
Profits or income by referral of new users |
No MCC available |
|
26 |
Multilevel marketing schemes, pyramid or matrix site schemes |
No MCC available |
|
27 |
Multilevel marketing collection fees |
No MCC available |
|
28 |
Work-at-home approaches / information with intention to deceive |
No MCC available |
|
29 |
Unlicensed money exchange (incl. bitcoin/crypto), forex brokers, financial institutions, debt recovery |
No MCC available |
|
30 |
Any product/service not complying with applicable laws (federal, state, local, international, incl. India) |
No MCC available |
|
31 |
Adult material, mature content, escort services, friend finders prone to buy-and-deny chargebacks |
No MCC available |
|
32 |
Any intangible goods or services; aggregation / consolidation business model |
No MCC available |
|
33 |
Software downloads, health/beauty products; pyramid marketing or get-rich-quick schemes |
No MCC available |
|
34 |
Providers of calling lists/databases for telemarketing purposes |
No MCC available |
|
35 |
Lottery or raffle operations without proper authorization |
7800 |
|
36 |
Any other activities prohibited under applicable laws |
No MCC available |
|
37 |
Fake IDs, passports, diplomas and noble titles |
No MCC available |
|
38 |
Commodities trading without governmental / statutory authorization or license |
No MCC available |
|
39 |
Sexual acts involving animals |
No MCC available |
|
40 |
Skill-based gaming platforms (where not permitted) |
No MCC available |
|
41 |
Products labelled as ‘tester’, ‘not for retail sale’, or ‘not intended for resale’ |
No MCC available |
|
42 |
Products altered to change performance, safety specifications, or indications of use |
No MCC available |
|
43 |
Business Process Outsourcing services |
No MCC available |
|
44 |
Employment agencies promising guaranteed job placements |
No MCC available |
|
45 |
Religious products making false claims or hurting religious sentiments |
No MCC available |
|
46 |
Agencies facilitating child or infant adoption |
No MCC available |
|
47 |
Pawnbroking businesses |
No MCC available |
|
48 |
Calling lists, selling by phone (e.g., travel services); overall phone-based sales |
No MCC available |
|
49 |
Services offering credit counselling or credit score repair |
No MCC available |
|
50 |
Get-rich-quick business schemes |
No MCC available |
|
51 |
Services facilitating bankruptcy proceedings |
No MCC available |
|
52 |
Web-based telephony, SMS/text/fax services, calling cards, bandwidth/data, voice & knowledge process services |
No MCC available |
|
53 |
Freon/refrigerants, industrial solvents, government uniforms, car titles, license plates, police badges, lock-picking devices, postage meters, recalled items, slot machines, government-regulated items |
No MCC available |
|
54 |
E-cigarettes and related vaping products |
5993 |
|
55 |
Websites depicting violence and extreme sexual violence |
5967 |
|
56 |
Items or countries restricted under Foreign Trade Policy (import/export); per FTP as of 01 April 2024 |
No MCC available |
Cautious Business Categories List :
|
S.no |
Description / Key Items |
MCC Code(s) |
|
1 |
Fortune telling, astrology, psychic and esoteric advisory services |
7996 (Partial Match of MCC) |
|
2 |
Visa consultancy, immigration advisory, documentation assistance |
No MCC available |
|
3 |
Retail or wholesale sale of loose/unset diamonds |
5094 (Partial Match of MCC) |
|
4 |
In-person dating meet-ups, social dating events, matchmaking agencies |
7273 |
|
5 |
Prescription drugs, OTC drugs or herbal drugs sold by online pharmacies; excl. FDA-authorized OTC medical devices |
5912 |
|
6 |
Beer, liquor, wine, champagne and other alcoholic beverages |
5921 (Partial Match of MCC) |
|
7 |
Stocks, bonds and related financial products, Forex, bonds, mutual funds and related financial products or investments |
6211 |
|
8 |
Online and offline auction or tender platforms |
8999 (Partial Match of MCC) |
|
9 |
Discounted currencies or currency exchanges |
6051 (Partial Match of MCC) |
|
10 |
Extended warranty or guarantee service providers |
No MCC available |
|
11 |
Automotive airbag sales and related components |
No MCC available |
|
12 |
Chit fund operators and credit cooperative societies |
No MCC available |
|
13 |
Retail or wholesale sale of pesticides and agricultural chemicals |
No MCC available |
|
14 |
Batteries with mercury content |
No MCC available |
|
15 |
CCTV, tracking and other surveillance equipment |
7393 |
|
16 |
Authorized retailers of government or official uniforms |
No MCC available |
|
17 |
Vitamins, non-prescription treatments/medicines for sexual health |
No MCC available |
|
18 |
Artworks, photographs, video images, PC-generated images involving copyright or intellectual property |
No MCC available |
|
19 |
Career guidance, placement, and counselling service providers |
No MCC available |
|
20 |
Payment aggregators and payment facilitator businesses |
No MCC available |
|
21 |
Businesses primarily selling gift cards or stored-value cards, Companies primarily providing discount coupons or vouchers |
5947 |
|
22 |
Portfolio collection / management services |
7322 |
|
23 |
Non-governmental organizations, Crowdfunding platforms, foundations, donation portals and third-party fund collection |
8398 |
|
24 |
Unsubstantiated cures, remedies or items marketed as quick health fixes |
No MCC available |
|
25 |
Real estate sales, purchases, rentals and property management |
6513 |
|
26 |
Medical/health B2C services; dental and surgical equipment and devices (B2B only) |
No MCC available |
|
27 |
Precious and semi-precious stones, metals, watches, jewellery, gold and silver |
5944 |
|
28 |
Personal protection and bodyguard services |
7393 |
|
29 |
Antique shops, collectibles, and restoration services |
5932 |
|
30 |
Psychologists, lawyers and other professional service providers |
No MCC available |
|
31 |
Political parties, political organizations and campaign-related entities |
8651 |
|
32 |
Churches, temples, mosques and other religious institutions |
8661 |
|
33 |
Subscription-based direct marketing businesses |
No MCC available |
|
34 |
Businesses operating on incentive or reward-based models |
No MCC available |
|
35 |
Sale of livestock, poultry and related animal husbandry products |
No MCC available |
|
36 |
Email lists, software or spam-enabling products if authorized by government/statutory authority |
No MCC available |
|
37 |
Art promotion agencies and gallery promotion services |
No MCC available |