Payment Gateway

Payment Gateway for Secure Online Payments with a High Success Rate

  • Easy setup to start accepting payments quickly.
  • Support cards, UPI, net banking, wallets, BNPL and EMI.
  • Get paid faster with Same-Day or Priority Settlements*.

Accept payments through 150+ modes including UPI, cards, net banking, and wallets. PCI-DSS certified, RBI-authorised, and trusted by 5 lacs+ businesses across India for secure, high-success-rate payment collection.

5 Lac+Businesses Powered
150+Payment Methods
95%+Success Rates

Why Choose PayU’s Payment Gateway for Your Business?

PayU supports 150+ payment modes including credit and debit cards, net banking, UPI, wallets, and EMI, with direct integrations across major banks and networks. Businesses across India rely on PayU for industry-leading success rates and a secure, PCI-DSS-compliant checkout that keeps customers coming back.

Accept Payments the Way Your Customers Prefer

Accept All
Payment Methods

  • 150+ options including cards, UPI, and wallets.
  • International, Multi-Currency Payments
  • Automated subscriptions and recurring billing.
  • Affordable EMI and BNPL checkout flexibility.

Give your buyers complete payment freedom with native local checkouts, global routing, and flexible installment choices.

Give your buyers complete payment freedom with native local checkouts, global routing, and flexible installment choices.

Payments-Payment-Gateway-feature

Seamless Checkout Experience

  • Secure, card-saving tokenization for returning buyers.
  • One-click payments via native OTP routing.
  • Instant refunds that build customer loyalty.

Elevate your checkout journey with fast, single-click authentication frameworks that eliminate dropped carts and maximize successful conversions.

Elevate your checkout journey with fast, single-click authentication frameworks that eliminate dropped carts and maximize successful conversions.

Manage everything from one dashboard

Track incoming revenue streams, automate complex recurring customer billing cycles, and execute instant reversals directly from a single dashboard.

Track incoming revenue streams, automate complex recurring customer billing cycles, and execute instant reversals directly from a single dashboard.

Powering Payments
Of All Types & Sizes

Start Now
Start Now

Easy, Flexible and Loved by Developers

Stable and completely API-driven technology designed to scale your digital infrastructure with zero manual intervention.

  • Production-Ready Live Documentation
  • Real-Time Interactive Playground
  • Comprehensive Developer Reference Guides
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Safe, Secure, and Fully Compliant

  • PCI DSS Compliant

    Safeguard every transaction with industry-leading data security standards.

  • SSL Encryption

    Sensitive consumer data is protected with end-to-end encryption layers in real time.

  • Tokenisation

    Secure user card details dynamically through auto Token Hub technology.

How Does a Payment Gateway Work?

A payment gateway works by securely transmitting payment information between your customer’s bank and your business account. Here’s how it works in simple steps:

1

Customer Makes a Payment

The customer selects their payment method and enters the necessary details.

2

Transaction Authorization

The payment gateway encrypts the payment data and sends it to the customer’s bank.

3

Payment Processing

The bank verifies and authorizes the payment.

4

Confirmation

Once the payment is approved, funds are transferred, and both the customer and business receive confirmation.

How does a Payment Gateway Power Your Digital Payments?

A payment gateway acts as a bridge between your business and the payment network, enabling secure and smooth digital transactions. PayU’s gateway handles authorization, encryption, and transaction processing, ensuring that every payment is secure and processed in real-time. This seamless connection allows businesses to accept payments 24/7, driving growth in the digital marketplace.

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Frequently Asked Questions

A payment gateway is a technology solution businesses can use to accept payments digitally. It can be integrated into web or mobile platforms to enable transactions via one or more payment modes, like UPI, credit or debit cards, and net banking. When a customer makes a payment, the payment gateway securely deals with the customer’s sensitive data, such as card or UPI details. It then verifies the payment details and checks if the customer has sufficient funds in the source account to make the purchase. Once that is done, it starts the process of facilitating the funds to move from the customer’s account to the merchant’s. The customer gets a confirmation of whether the payment has been accepted or declined. Payment gateway providers are crucial in facilitating online transactions between merchants, customers, and banks.