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Payu Affordability Suite

Turn “not now” into “paid now”

Give your business a competitive edge with EMI, BNPL, Offer Engine, and Affordability Widget—designed to boost conversions and grow your average order value.

Why You Need Affordability Built Into Your Checkout

Let your customers choose how to pay.

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Unlock new customer segments
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Drive conversions with personalized offers
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Widest payment mode coverage with 35+ issuers
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One solution for web, app, QR, and POS

Affordability that fits every business

From travel to tuition, healthcare to gadgets—boost your sales with EMIs, BNPL, and personalized offers.

Ecommerce

Increase order value and reduce cart drop-offs with EMI, BNPL, and Pay Later options.

Consumer Electronics & Appliances

Convert price-conscious shoppers by making high-value gadgets and appliances more affordable.

EdTech

Make course fees more accessible with EMIs and reduce dropout or payment delays.

Hospitality & Travel

Boost bookings and attract more customers with Pay Later options on flights, hotels & holidays.

Everything you need to offer flexible payments

From EMIs to exclusive offers—give your customers more ways to pay, and more reasons to buy.

EMI

Let your customers convert big purchases into small, manageable payments using credit cards, debit cards, or cardless EMI options. No more drop-offs at checkout.

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Buy Now, Pay Later (BNPL)

Let shoppers buy what they want today and pay for it later. Great for improving conversions and average order values—especially for high-ticket products.

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Offer Engine

Drive more sales with personalized offers at checkout and WhatsApp coupons sent directly to your customers—designed to boost conversions and repeat purchases.

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Affordability Widget

Show EMI options and offers directly on product and checkout pages. Help shoppers make faster, more confident purchase decisions and reduce cart abandonment.

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Copyright 2025 PayU. All rights reserved
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