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PayU EMI
Make High Value Purchases Easier To Say Yes To
PayU EMI lets customers break payments into simple monthly plans—using Debit Card, Credit Card, or Cardless EMI.
Less hesitation at checkout. More conversions for you.
More Sales. Bigger Orders. Happier Customers.
Give customers the flexibility to pay their way. PayU EMI makes high-value purchases feel manageable—so you see higher conversions and larger order sizes.
Reduce drop-offs
Let customers pay in parts so they don’t abandon carts.
Increase order value
Make monthly payments feel lighter & let shoppers pick premium products.
Get paid upfront
Say goodbye to waiting & receive the full amount instantly.
Attract price-sensitive buyers
Let customers get more value without extra cost with No Cost EMI.
Win repeat business
Bring customers back with flexible payment choices.
Go live quickly
Enable EMI in just a few clicks from your PayU dashboard.
Give Customers More Ways To Say Yes
Flexible payment options mean fewer drop-offs and more completed purchases. With PayU EMI—customers pay their way—and you get the full amount right away.
Debit Card EMI
Let customers split payments using their debit cards, even if they don’t have a credit card.
Credit Card EMI
Enable easy monthly installments on all major bank credit cards.
Checkout Finance
Offer instant credit approval at checkout, so customers can shop now and pay later.
No Cost EMI
Attract price-sensitive buyers with 0% extra cost options.
Upfront Payouts for You
Get your full payment instantly, while customers pay in installments.
Quick Setup
Go live in minutes with PayU’s plug-and-play EMI integration.
Trusted by 5,00,000+ Businesses
Built on PayU’s secure, reliable payment gateway.
Built For Every Kind Of Business
Whether it’s high-value purchases or everyday spends, PayU EMI fits right in, helping you offer a better payment experience across categories.
Travel
More bookings when trips can be paid monthly.
Education
Easy enrollment with flexible payment plans.
Healthcare
Patients manage big medical bills stress-free.
Insurance
Customers pay premiums in easy installments, improving renewals & retention.
Retail & Electronics
Big-ticket items move faster when affordability isn’t a barrier.
Customers pick EMI at checkout
They choose a plan that suits them
Order confirmed instantly—you get paid upfront
Trusted by 4.5 Lakh+ Businesses
Don’t just take our words for it.
Pallavi Shrivastava
Co-founder, PROGCAP
"Appreciate their reliable and solution-driven approach"
PayU has been our payment gateway provider since inception and has been a fantastic partner in our growth journey. We have always believed that a partnership with a strong alignment leads to mutual growth, and that’s been our experience while working with the PayU team. What we appreciate is their reliable and solution-driven approach. Whenever we faced any challenges, they always stood by us as strong and stable partners.<br>We look forward to our continued association and scaling greater heights together
FAQs about EMI
What is EMI?
What are the advantages of EMI as a payment method on checkout?
How can I enable EMI as a payment method on checkout?
How will my business receive payment when EMI is enabled?
What are the benefits of Debit Card EMIs from PayU?
How are eligibility checks for Debit Card EMIs done?
Do customers need to have any minimum balance in their account to avail EMI on their debit cards?
What are the eligibility criteria for Debit Card EMIs?
Can customers avail EMI offers at checkout?
Can No-cost EMIs be enabled with PayU?
What types of EMI options does PayU support?
How to integrate EMI Payment Gateway?
