Pricing

Accessibility Menu

Text Size

Aa Aa

Text Spacing

Aa Aa

Accept Payments Know More
Manage Payments Know More
Affordable Payments Know More
International Payments Know More
Offline Payments Know More
Rewards Know More
UPI Stack Know More

No-Code Solutions Know More
AI Solutions Know More

Payment Gateway

Payment ButtonNo-Code
Identity Verification Services
Native OTP

On Social Media
No Code
Plugins

Payouts
Priority Settlement
Instant Refunds
Split Settlement
Token Hub
FlashPay

EMI
Buy Now Pay Later
Affordability Widget

For Local BusinessesAccept payments from across the globe
For Global BusinessesSeamless INR collection via UPI & cards

Point of Sale (POS)Digitize In-store & COD payments
QR PaymentsMulti feature QR for your business

Pay with RewardsDescription
Loyalty EdgeDescription
Offer EngineDescription
Hexa WalletDescription

Payment LinksDescription
Point of Sale (POS)Digitize In-store & COD payments
QR PaymentsMulti feature QR for your business

Payment LinksDescription
Payment ButtonsDescription
Web CheckoutDescription

AI Recommendation EngineDescription

BY INDUSTRY

TravelKnow More
InsuranceKnow More
EdTechKnow More
D2C & E-CommerceKnow More
WealthTechKnow More
NBFCKnow More
Social CommerceKnow More

BY STAGE

StartupKnow More
EnterpriseKnow More
Small & Medium BusinessesKnow More
Social InfluencersKnow More

DEVELOPERS

Developer Docs
API Documentation

PARTNERS

Partner with PayU
PayU Startup Program

CALCULATORS

GST
Profit Margin
ROI
EMI

LEARN

Blogs
Let's Talk Scale

COMPANY

About PayU
PayU Ecosystem
Leadership
Life at PayU
Diversity

CSR

CSR & Social Impact

CAREER

PayU Jobs
Career

INVESTOR RELATIONS

Board of Directors
Board Committee
Financial Results
PayU Policies
Corporate Announcements
Governance Documents

QUERIES

Raise a query
Track a query

KNOWLEDGE CENTER

Merchant
Existing Merchant
Partner
Buyer
Claims Procedure
Banned & Restricted List of Businesses

Pricing

Payment Gateway
Web CheckoutNo-Code
Mobile App SDK
Point of Sale (POS)
QR Payments
Subscription Suite
Affordability Suite
International Payments
WhatsApp Commerce
Payment LinkNo-Code
Payment ButtonNo-Code
Identity Verification Services
Native OTP
On Social Media
No Code
Plugins

Payouts
Priority Settlement
Instant Refunds
Split Settlement
Token Hub
FlashPay

EMI
Buy Now Pay Later
Affordability Widget

For Local BusinessesAccept payments from across the globe
For Global BusinessesSeamless INR collection via UPI & cards

Point of Sale (POS)Digitize In-store & COD payments
QR PaymentsMulti feature QR for your business

Pay with RewardsDescription
Loyalty EdgeDescription
Offer EngineDescription
Hexa WalletDescription

Payment LinksDescription
Point of Sale (POS)Digitize In-store & COD payments
QR PaymentsMulti feature QR for your business

Payment LinksDescription
Payment ButtonsDescription
Web CheckoutDescription

AI Recommendation EngineDescription

BY INDUSTRY

TravelKnow More
InsuranceKnow More
EdTechKnow More
D2C & E-CommerceKnow More
WealthTechKnow More
NBFCKnow More
Social CommerceKnow More

BY STAGE

StartupKnow More
EnterpriseKnow More
Small & Medium BusinessesKnow More
Social InfluencersKnow More

DEVELOPERS

Developer Docs
API Documentation

PARTNERS

Partner with PayU
PayU Startup Program

CALCULATORS

GST
Profit Margin
ROI
EMI

LEARN

Blogs
Let's Talk Scale

COMPANY

About PayU
PayU Ecosystem
Leadership
Life at PayU
Diversity

CSR

CSR & Social Impact

CAREER

PayU Jobs
Career

INVESTOR RELATIONS

Board of Directors
Board Committee
Financial Results
PayU Policies
Corporate Announcements
Governance Documents

QUERIES

Raise a query
Track a query

KNOWLEDGE CENTER

Merchant
Existing Merchant
Partner
Buyer
Claims Procedure
Banned & Restricted List of Businesses

Text Size

Aa Aa

Text Spacing

Aa Aa

Home
Blog
Tag

Tag

Zero balance current account

Articles

Articles

PayU Guides

What Is Zero Balance Current Account & How Does It Work?

4 min read

Stay in the Loop

Subscribe to newsletter for all the latest updates

Your email address

Powering 5 Lac+ businesses across India.

PCI DSS Compliant
SSL Encryption
ISO 27001

Products

Accept Payment

Payment Gateway
Subscription
Native OTP
Hexa wallets

Manage Payments

Mobile App SDKs
Priority Settlements
Instant Refunds
Payouts
Split Settlements
Token Hub
Flash Pay

No-Code Solution

Payment links
Payment Buttons
Payment Invoice
Web Check out

UPI Payments

UPI Stack for business

Other Products

PayU Connect
Recommendation Engine
QR
POS
Transact
Accounting Automation
ConvertPlus Suite
Identity Verification Services
Pay with Rewards

Affordable Payments

Affordability Suite
EMI
Offer Engine
Buy Now, Pay later
Affordability Widget
Loyalty Edge

Solutions

AI Solutions

PayU Edge

International Payments

Payments from World
Payments from India
Cross-border payments

Payments on WhatsApp

Accept payments on WhatsApp

Industries

Travel
Insurance
EdTech
D2C & E-Commerce
Wealthtech
NBFC
PayU for Startups

Company

About Us
Careers
Partners
PayU Startup Program
Shopify Integration
Pricing

Help & Support

FAQs
Contact Us
Digisaathi

Resources

PayU for Developers
API References
API Playground
Blog

Legal

PayU Policies
Statutory Disclosures
Digital Lending Partners
Privacy Policy
Banned and Restricted List of Business
Claims Procedure
Responsible AI Use (PayU edge rename)
Human Rights Statement
Terms & Conditions

India's trusted payments platform helping businesses accept, manage and scale digital payments through 150+ payment methods, enterprise-grade infrastructure and developer-friendly APIs.

2026 PayU. All Rights Reserved