{"id":11077,"date":"2022-05-24T12:10:09","date_gmt":"2022-05-24T06:40:09","guid":{"rendered":"https:\/\/payu.in\/blog\/?p=11077"},"modified":"2025-10-22T10:29:12","modified_gmt":"2025-10-22T04:59:12","slug":"esi-full-form-eligibility-features-and-benefits","status":"publish","type":"post","link":"https:\/\/payu.in\/blog\/esi-full-form-eligibility-features-and-benefits\/","title":{"rendered":"ESI Full Form, Eligibility, Features, And Benefits"},"content":{"rendered":"\n<p class=\"has-normal-font-size\">ESI or Employee State Insurance is the insurance provided to employees by their employers. ESI\u2019s provisions are taken care of by the Employee State Insurance Corporation, which is the apex regulatory body of the ESI contributions in India. You may think of ESI as the company benefits for the employees that involve insurance protection in the organized sectors. The ESI scheme extends insured protection to the employees in the event of pregnancy\/maternity, disability, sickness, death, or any work-related injuries. It also extends medical care to the employees as well as their families.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>ESI Eligibility<\/strong><\/h2>\n\n\n\n<p class=\"has-normal-font-size\">The government has been emphasizing the importance of employee benefits and thereby taking up measures to execute the same. Employee State Insurance has been made mandatory for certain employees. The ESI scheme applies to all the establishments and factories employing 10 or more persons where the beneficiary\u2019s wages do not exceed Rs. 21,000. These form part of the company benefits for the employees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>Features of The ESI Scheme<\/strong><\/h2>\n\n\n\n<p class=\"has-normal-font-size\">The following are the benefits of the ESI scheme for the employees:<\/p>\n\n\n\n<ul>\n<li>The benefits under the ESI scheme can be bifurcated into two categories, i.e.,\n<ul>\n<li>Cash benefits normally include maternity, sickness, temporary or permanent disablement, rehabilitation allowance, funeral expenses, etc.&nbsp;<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<ul start=\"2\">\n<li>Non-cash benefits like medical care, etc.\n<ul>\n<li>Employees are provided with complete medical care.<\/li>\n\n\n\n<li>In case of absenteeism from work due to factory accidents, illness, maternity, etc., resulting in loss of wages, financial assistance is provided to such employees to compensate for the wages.<\/li>\n\n\n\n<li>Medical care by the families of the employees can be availed as well through the ESI scheme.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"has-normal-font-size\">The benefits under the scheme are self-financed in the sense that it is provided from the contributions made by the employees and employers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>ESI Registration Process<\/strong><\/h2>\n\n\n\n<p class=\"has-normal-font-size\">The ESIC registration process is simple, and employers who fall under the applicability should get themselves registered under the ESI scheme. The registration process for ESI is entirely online and does not require any physical documentation submission. However, the organization should meet the criteria of the minimum number of employees for obtaining registration under the ESI scheme. Once registered, the employer can use the ESIC employer login to adhere to compliance with ESIC rules. The minimum employee requirement varies from state to state. Following is the list of the employee requirement under ESIC:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Sr. No.<\/strong><\/td><td><strong>State<\/strong><\/td><td><strong>Minimum Employees to be Registered<\/strong><\/td><td><strong>Sr. No.<\/strong><\/td><td><strong>State<\/strong><\/td><td><strong>Minimum Employees to be Registered<\/strong><\/td><\/tr><tr><td><strong>1<\/strong><\/td><td>Himachal Pradesh<\/td><td>20<\/td><td><strong>19<\/strong><\/td><td>Delhi<\/td><td>10<\/td><\/tr><tr><td><strong>2<\/strong><\/td><td>Jammu &amp; Kashmir<\/td><td>20<\/td><td><strong>20<\/strong><\/td><td>Karnataka<\/td><td>10<\/td><\/tr><tr><td><strong>3<\/strong><\/td><td>Jharkhand<\/td><td>10<\/td><td><strong>21<\/strong><\/td><td>West Bengal<\/td><td>10<\/td><\/tr><tr><td><strong>4<\/strong><\/td><td>Kerala<\/td><td>10<\/td><td><strong>22<\/strong><\/td><td>Andhra Pradesh<\/td><td>10<\/td><\/tr><tr><td><strong>5<\/strong><\/td><td>Madhya Pradesh<\/td><td>20<\/td><td><strong>23<\/strong><\/td><td>Arunachal Pradesh<\/td><td>20<\/td><\/tr><tr><td><strong>6<\/strong><\/td><td>Maharashtra<\/td><td>20<\/td><td><strong>24<\/strong><\/td><td>Assam<\/td><td>20<\/td><\/tr><tr><td><strong>7<\/strong><\/td><td>Manipur<\/td><td>20<\/td><td><strong>25<\/strong><\/td><td>Bihar<\/td><td>10<\/td><\/tr><tr><td><strong>8<\/strong><\/td><td>Meghalaya<\/td><td>20<\/td><td><strong>26<\/strong><\/td><td>Chhattisgarh<\/td><td>10<\/td><\/tr><tr><td><strong>9<\/strong><\/td><td>Mizoram<\/td><td>20<\/td><td><strong>27<\/strong><\/td><td>Goa<\/td><td>20<\/td><\/tr><tr><td><strong>10<\/strong><\/td><td>Nagaland<\/td><td>20<\/td><td><strong>28<\/strong><\/td><td>Gujarat<\/td><td>10<\/td><\/tr><tr><td><strong>11<\/strong><\/td><td>Orissa<\/td><td>10<\/td><td><strong>29<\/strong><\/td><td>Haryana<\/td><td>10<\/td><\/tr><tr><td><strong>12<\/strong><\/td><td>Pondicherry<\/td><td>10<\/td><td><strong>30<\/strong><\/td><td>Uttarakhand<\/td><td>10<\/td><\/tr><tr><td><strong>13<\/strong><\/td><td>Punjab<\/td><td>10<\/td><td><strong>31<\/strong><\/td><td>Chandigarh<\/td><td>20<\/td><\/tr><tr><td><strong>14<\/strong><\/td><td>Rajasthan<\/td><td>10<\/td><td><strong>32<\/strong><\/td><td>Daman and Diu<\/td><td>20<\/td><\/tr><tr><td><strong>15<\/strong><\/td><td>Sikkim<\/td><td>20<\/td><td><strong>33<\/strong><\/td><td>Dadra and Nagar Haveli<\/td><td>20<\/td><\/tr><tr><td><strong>16<\/strong><\/td><td>Tamil Nadu<\/td><td>20<\/td><td><strong>34<\/strong><\/td><td>Andaman and Nicobar Island<\/td><td>20<\/td><\/tr><tr><td><strong>17<\/strong><\/td><td>Tripura<\/td><td>10<\/td><td><strong>35<\/strong><\/td><td>Lakshadweep<\/td><td>20<\/td><\/tr><tr><td><strong>18<\/strong><\/td><td>Uttar Pradesh<\/td><td>20<\/td><td><strong>36<\/strong><\/td><td>Outside India<\/td><td>20<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">State-specific employee requirements under ESIC<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>ESI Contribution Rates<\/strong><\/h2>\n\n\n\n<p class=\"has-normal-font-size\">ESI contribution rates are subject to change from time to time. Both the employers and employees are required to make ESI contributions. Currently, the employees shall contribute 0.75% of their wages to the ESI scheme, whereas the ESIC employer contribution shall be 3.25% of the wages paid or payable to the employees in each wage period.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">However, employees whose daily average wage is up to INR 137\/- are exempted from making contributions to the ESI scheme. However, the employer shall contribute their share in respect of such employees.<\/p>\n\n\n\n<p class=\"has-normal-font-size\">Under the law, the employer shall deduct the contributions to be made by the employees from the wages payable and shall pay the contribution so deducted to the ESIC within 15 days after the end of the calendar month in which the contribution falls due.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><strong>How To Manage Payments?<\/strong><\/h2>\n\n\n\n<p class=\"has-normal-font-size\">Automating payments is more important than ever as the salary composition includes various statutory dues like provident funds, TDS, professional tax, ESI, etc.&nbsp;<\/p>\n\n\n\n<p class=\"has-normal-font-size\">However, it can be taxing for you to take care of these monthly payments, especially when you have countless duties as an employer. The good news here is\u2014we understand your pain. Therefore, we have the perfect solution for you! With <a href=\"https:\/\/payu.in\/payouts\/\">PayU Payouts<\/a>, you can automate the entire payroll processing. This means that all the statutory dues you have to pay out monthly are automatically deducted from the salary you have to pay to the employees. What\u2019s more, you can also facilitate the periodical filing of returns by employers. It doesn\u2019t only reduce the burden off of your shoulders; it also diminishes the chances of errors that often arise with human filing. All of this with timely statutory compliances!\u00a0<\/p>\n\n\n\n<p><a href=\"https:\/\/payu.in\/blog\/mind-blowing-benefits-of-payroll-service-software\/\"><em>Read more &#8211; Learn the Benefits of Payroll Service Software<\/em><\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/payu.in\/payouts\/\" style=\"background-color:#3aae97\" target=\"_blank\" rel=\"noreferrer noopener\">Get Started Now<\/a><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading has-normal-font-size\"><strong>FAQs<\/strong><\/h4>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1653367832808\"><strong class=\"schema-faq-question\"><strong>Who administers the ESI scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">Employee State Insurance Corporation (ESIC) is the administrative and apex body for the <strong>ESI scheme<\/strong>. The Director-General of the ESIC is the CEO of the ESIC as well as an ex-officio member of the ESIC.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1653367852697\"><strong class=\"schema-faq-question\"><strong>What is the contribution period and the benefit period?<\/strong><\/strong> <p class=\"schema-faq-answer\">There are two contribution periods of 6 months. Correspondingly, there are two benefit periods of 6 months as well. Following are the contribution and benefit periods:<br\/>1. Contribution period &#8211; 1<sup>st<\/sup> April to 30<sup>th<\/sup> September and 1<sup>st<\/sup> October to 31<sup>st<\/sup> March<br\/>2. Benefit period &#8211; 1<sup>st<\/sup> January of the following year to 30<sup>th<\/sup> June and 1<sup>st<\/sup> July to 31<sup>st<\/sup> December<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1653367999619\"><strong class=\"schema-faq-question\"><strong>What are the benefits of the ESIC scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">A: The benefits of the <strong>ESI scheme<\/strong> can be divided into six categories:<br\/><strong>Medical Benefits:<\/strong> This includes the invoice of medical care to the employees and their families.<br\/><strong>Dependent Benefits:<\/strong> In case of occupational hazard or job injury, the dependents of the deceased insured person shall be eligible to receive a monthly payment at the determined rates.<br\/><strong>Sickness Benefits:<\/strong> Insured workers are eligible for sickness benefits for a maximum period of 91 days per year. Sickness benefits are provided in the form of cash compensation.<br\/><strong>Disablement Benefits:<\/strong> This covers both temporary disablement benefits and permanent disablement benefits for compensating the employees for their disablement and consequent loss of earning capacity.<br\/><strong>Maternity Benefits:<\/strong> It is provided during the confinement or pregnancy period for 26 weeks.<br\/><strong>Other Benefits:<\/strong> These include confinement expenses, funeral expenses, etc.<br\/>The <strong>ESI claim process<\/strong> for availing of the above benefits is relatively simple.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Know how ESI is protecting crores of employees in India. What is the eligibility and contribution rate for ESI and what are the benefits of ESI?<\/p>\n","protected":false},"author":53,"featured_media":11080,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[902],"tags":[1233,1234],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ESI Full Form, Eligibility, Features, And Benefits - PayU Blog<\/title>\n<meta name=\"description\" content=\"Employee State Insurance (ESI) is the security benefit provided to the employees from the contributions made by the employers and employees.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/payu.in\/blog\/esi-full-form-eligibility-features-and-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ESI Full Form, Eligibility, Features, And Benefits - 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Sickness benefits are provided in the form of cash compensation.<br\/><strong>Disablement Benefits:<\/strong> This covers both temporary disablement benefits and permanent disablement benefits for compensating the employees for their disablement and consequent loss of earning capacity.<br\/><strong>Maternity Benefits:<\/strong> It is provided during the confinement or pregnancy period for 26 weeks.<br\/><strong>Other Benefits:<\/strong> These include confinement expenses, funeral expenses, etc.<br\/>The <strong>ESI claim process<\/strong> for availing of the above benefits is relatively simple.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"ESI Full Form, Eligibility, Features, And Benefits - PayU Blog","description":"Employee State Insurance (ESI) is the security benefit provided to the employees from the contributions made by the employers and employees.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/payu.in\/blog\/esi-full-form-eligibility-features-and-benefits\/","og_locale":"en_US","og_type":"article","og_title":"ESI Full Form, Eligibility, Features, And Benefits - 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The Director-General of the ESIC is the CEO of the ESIC as well as an ex-officio member of the ESIC.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"http:\/\/10.10.164.133\/esi-full-form-eligibility-features-and-benefits\/#faq-question-1653367852697","position":2,"url":"http:\/\/10.10.164.133\/esi-full-form-eligibility-features-and-benefits\/#faq-question-1653367852697","name":"What is the contribution period and the benefit period?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"There are two contribution periods of 6 months. Correspondingly, there are two benefit periods of 6 months as well. Following are the contribution and benefit periods:<br\/>1. Contribution period - 1st April to 30th September and 1st October to 31st March<br\/>2. Benefit period - 1st January of the following year to 30th June and 1st July to 31st December","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"http:\/\/10.10.164.133\/esi-full-form-eligibility-features-and-benefits\/#faq-question-1653367999619","position":3,"url":"http:\/\/10.10.164.133\/esi-full-form-eligibility-features-and-benefits\/#faq-question-1653367999619","name":"What are the benefits of the ESIC scheme?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A: The benefits of the <strong>ESI scheme<\/strong> can be divided into six categories:<br\/><strong>Medical Benefits:<\/strong> This includes the invoice of medical care to the employees and their families.<br\/><strong>Dependent Benefits:<\/strong> In case of occupational hazard or job injury, the dependents of the deceased insured person shall be eligible to receive a monthly payment at the determined rates.<br\/><strong>Sickness Benefits:<\/strong> Insured workers are eligible for sickness benefits for a maximum period of 91 days per year. Sickness benefits are provided in the form of cash compensation.<br\/><strong>Disablement Benefits:<\/strong> This covers both temporary disablement benefits and permanent disablement benefits for compensating the employees for their disablement and consequent loss of earning capacity.<br\/><strong>Maternity Benefits:<\/strong> It is provided during the confinement or pregnancy period for 26 weeks.<br\/><strong>Other Benefits:<\/strong> These include confinement expenses, funeral expenses, etc.<br\/>The <strong>ESI claim process<\/strong> for availing of the above benefits is relatively simple.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/posts\/11077"}],"collection":[{"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/comments?post=11077"}],"version-history":[{"count":4,"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/posts\/11077\/revisions"}],"predecessor-version":[{"id":13791,"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/posts\/11077\/revisions\/13791"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/media\/11080"}],"wp:attachment":[{"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/media?parent=11077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/categories?post=11077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/payu.in\/blog\/wp-json\/wp\/v2\/tags?post=11077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}